panaceafinserve

Wealth Management

Wealth Management

Panacea Wealth is a bespoke and licensed wealth management distributor with over two decades of experience in distributing and advising HNIs , UNIs and Corporates.  We offer unbiased access to a wide range of investment and financing solutions across asset classes, tailored to meet diverse investor needs and their risk profiles. All wealth solutions are advised through strict adherence to best in class service standards and after taking into consideration the risk appetite of the investor.


Products 

Mutual Funds ( MF)

We facilitate investments across a broad range of mutual fund schemes, including:

  • Equity Funds

  • Debt Funds

  • Hybrid Funds

  • Index & Passive Funds

  • ELSS (Tax-saving Funds)

Mutual funds help investors participate in capital markets with professional fund management and diversification.


Portfolio Management Services (PMS)

Portfolio Management Services are designed for high-net-worth investors seeking customized investment strategies.
Key features include:

  • Discretionary and Non-Discretionary PMS options

  • Personalized portfolio construction

  • Direct equity and debt exposure

  • Regular portfolio reporting

PMS investments are subject to higher risk and are suitable for investors with a long-term horizon.


Non-Convertible and Market Linked Debentures (NCDs and MLDs)

We advise on listed and unlisted NCDs and MLDs issued by reputed corporates, offering:

  • Fixed or periodic interest payouts

  • Short to long-term maturity options

  • Secured and unsecured structures

NCDs can be suitable for investors seeking predictable income, subject to credit risk.


Bonds

We provide access to various bond instruments, including:

  • Government Bonds

  • Corporate Bonds

  • Tax-free Bonds (where available)

  • Listed Debt Securities

Bonds help in portfolio stability and income generation depending on issuer quality and tenure.


Corporate Fixed Deposits ( Corporate FDs)

Corporate Fixed Deposits are offered by well-established companies and provide:

  • Fixed returns over a defined tenure

  • Higher interest rates compared to bank FDs (subject to risk)

  • Cumulative and non-cumulative options

Corporate FDs carry issuer-specific credit risk and should be evaluated carefully.

Alternative Investment Funds (AIFs)

Alternative Investment Funds  are privately pooled investment vehicles regulated by SEBI and designed for sophisticated and high-net-worth investors.

We facilitate access to the below categories of AIFs :


  • Category II AIFs – Private Equity, Debt Funds, Structured Credit Funds

  • Category III AIFs – Long-short funds, hedge strategies (where permitted)

Key characteristics:

  • Higher minimum investment threshold

  • Longer investment horizon

  • Potential for enhanced risk-adjusted returns

  • Suitable for investors with higher risk appetite and understanding of complex products

AIFs may invest across equity, debt, real assets, and structured opportunities depending on the fund strategy.

Loan Against Securities 

Loan Against Securities allows investors to unlock liquidity without selling their investments.

Eligible securities may include:

  • Mutual Funds

  • Shares

  • Bonds and other approved instruments

LAS is useful for short-term funding needs while retaining long-term investment exposure.

 


Important Disclaimer **

Investments in mutual funds, PMS, bonds, NCDs, AIFs and corporate fixed deposits are subject to market and credit risks. Past performance is not indicative of future results. Investors are advised to read all related offer documents carefully before investing. Investment decisions should be made based on individual risk appetite and financial goals.

 

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